Personal Tax Advisory Ireland
Personal Tax Advisory & Form 11 Services in Ireland
Personal income tax support for sole traders, directors, contractors, landlords and professionals with self-assessment obligations in Ireland.
Stratancy Consulting helps individuals organise their records, calculate taxable income, prepare Form 11 returns and understand preliminary tax and other personal tax obligations.
Main return
Form 11
Irish self-assessment return
Typical clients
Sole Traders & Directors
plus contractors and landlords
Pricing
Tailored Quote
based on complexity
Who We Help
Personal tax support for people with more than straightforward PAYE income
Personal tax becomes more complex when income comes from self-employment, directorships, rental property or several different sources.
Sole traders
Self-employed individuals who need annual income tax returns, preliminary tax calculations and properly organised business records.
Company directors
Directors can have personal tax obligations alongside company payroll, dividends, benefits, rental income or other sources of income.
Contractors and freelancers
Independent professionals may need help understanding taxable income, allowable expenses and annual self-assessment requirements.
Professionals with multiple income sources
Where income comes from salary, self-employment, investments, rental property or other sources, the overall personal tax position may need more detailed review.
Landlords and property owners
Rental income can create personal tax filing obligations and may require careful treatment of deductible expenses and supporting records.
Individuals new to self-assessment
We can help people who have recently become self-employed or acquired additional taxable income understand their filing responsibilities.
Personal Tax Services
What our personal tax service can include
Personal tax work is tailored to the income sources and filing obligations of each individual.
Form 11 preparation
Preparation of the annual self-assessment income tax return using the information and supporting records provided.
Income tax calculations
Review of taxable income, relevant deductions and the resulting Income Tax, USC and PRSI position where applicable.
Preliminary tax
Support with estimating and understanding preliminary tax obligations for the following tax year.
Rental income
Review of Irish rental income and relevant deductible expenses based on the records available.
Self-employed income
Preparation of taxable business profit from properly maintained bookkeeping and accounting records.
Revenue correspondence
Support with routine Revenue queries and tax-related correspondence where included within the agreed engagement.
Form 11
Form 11 tax returns for self-assessment taxpayers
Form 11 is the annual income tax return used by many individuals within the Irish self-assessment system.
The return can include income from self-employment, employment, rental property and other taxable sources, depending on the individual’s circumstances.
The standard filing date is generally 31 October following the end of the tax year, with Revenue typically providing an extended ROS deadline for taxpayers who file and pay electronically.
A Form 11 may include
- Self-employed trading income
- PAYE employment income
- Director income
- Rental income
- Investment income
- Relevant deductions and reliefs
- Preliminary tax calculation
Sole Trader Tax
Personal tax for sole traders and self-employed professionals
Sole traders are taxed personally on the taxable profit of the business rather than through Corporation Tax.
Accurate bookkeeping is therefore important because the business accounts provide the starting point for calculating taxable trading profit.
Sole trader tax support can include
- Bookkeeping review
- Business income calculation
- Allowable business expenses
- Taxable profit calculation
- Form 11 preparation
- Preliminary tax calculation
- Tax payment planning
Preliminary Tax
Plan for preliminary tax before the payment deadline
Preliminary tax is an advance payment toward the current year’s personal tax liability.
This often means a self-employed taxpayer can face both a balance for the previous year and a preliminary payment toward the current year at the same time.
Understanding the expected liability earlier can help reduce the risk of an unexpected cash demand near the filing deadline.
Tax planning questions to consider
- What is the estimated current-year tax?
- What balance remains from the previous year?
- How much preliminary tax may be required?
- When will the payment fall due?
- Is enough cash being reserved for tax?
Rental Income
Personal tax support for Irish rental income
Rental income can create a self-assessment obligation and needs to be supported by clear records of rent received and relevant property expenses.
The tax treatment of expenses depends on their nature, so records should be reviewed carefully rather than treating every property cost as automatically deductible.
Rental records may include
- Rental income received
- Mortgage interest records where relevant
- Repairs and maintenance
- Insurance
- Property management fees
- Other supporting property expenses
Common Personal Tax Problems
Tax issues we help individuals organise and resolve
The Form 11 deadline is approaching
Leaving personal tax records until late in the year can create unnecessary pressure, especially where bookkeeping or rental records are incomplete.
Business and personal expenses are mixed
Poor separation of business and personal spending can make the tax calculation more difficult and create uncertainty over allowable deductions.
Preliminary tax is unclear
Many self-employed taxpayers need to pay preliminary tax as well as the balance due for the previous year, which can create cash-flow pressure if not planned for.
There are several sources of income
Employment income, self-employment, rental income and other taxable income may all need to be considered together in the personal tax return.
Rental records are incomplete
Missing invoices, expense records and incomplete property documentation can make rental income calculations more difficult.
Previous returns need review
Where earlier returns appear incomplete or incorrect, the underlying records may need to be reviewed before the current tax position can be finalised.
How Our Personal Tax Service Works
From tax records to a completed Form 11
Understand your tax position
We identify your sources of income, employment status, business activity and other matters relevant to your personal tax return.
Collect the records
We agree the information required, which may include bookkeeping records, employment income, rental records, investment income and other supporting documents.
Review income and expenses
The available records are reviewed to determine the income and allowable deductions relevant to the return.
Calculate the tax position
We prepare the tax computation and review the expected liability, including preliminary tax where relevant.
Prepare the Form 11
The annual self-assessment tax return is prepared based on the reviewed information.
File and plan ahead
The return can be filed through ROS where agreed, and upcoming payment or record-keeping requirements can be discussed.
Personal Tax Pricing
Personal tax fees based on the complexity of your return
The cost of personal tax work depends on the number of income sources, whether bookkeeping is required and the quality of the supporting records.
We confirm the scope and total price before work begins. No additional VAT is added on top of the agreed amount.
Personal Tax & Form 11
Custom Quote
Pricing depends on income sources, business records, rental income, historical work and the overall complexity of the return.
Request a Tax QuoteFrequently Asked Questions
Personal Tax Questions from Irish Sole Traders & Directors
What is a Form 11?
Form 11 is the annual income tax return used by individuals who are within the Irish self-assessment system, including many sole traders, company directors and individuals with significant non-PAYE income.
Who needs to file a Form 11 in Ireland?
A Form 11 is commonly required for self-employed individuals and others within self-assessment. Whether a person needs to file depends on their income sources and individual tax circumstances.
When is the Form 11 deadline?
The standard self-assessment deadline is generally 31 October following the end of the tax year. Revenue normally provides an extended deadline for taxpayers who both file and pay electronically through ROS.
What is preliminary tax?
Preliminary tax is an advance payment toward the current year personal tax liability. It is generally paid at the same time as the balance of tax due for the previous year.
Can Stratancy prepare my sole trader accounts and Form 11?
Yes. Where bookkeeping records are available, we can prepare the business profit for tax purposes and use that information as part of the Form 11 preparation process.
Can you help with rental income tax?
Yes. We can review Irish rental income and the relevant expenses supported by the available records as part of the personal tax return.
Do company directors need to file a Form 11?
Some company directors are within the self-assessment system and may need to file Form 11. The exact filing requirement depends on the individual’s circumstances and should be reviewed rather than assumed.
Can you help if I have both PAYE income and self-employed income?
Yes. The personal tax return can bring together PAYE income, self-employed income and other relevant taxable income so the overall tax liability can be calculated.
Can you help with overdue personal tax returns?
Yes. We can review the outstanding years and the records available, then confirm what work is required. Historical or corrective work is normally quoted separately.
How much does Form 11 tax return preparation cost?
The fee depends on the complexity of the return, the number of income sources and the quality of the records. Straightforward returns can be quoted after a brief review of your circumstances.
Related Accounting Services
Keep personal tax connected to accurate accounting records
Need help with your Form 11 or personal tax return?
Tell us your income sources, whether you are self-employed, and whether your records are up to date. We will confirm the work required and the total fee before we begin.